Undergraduate Financial Aid

Being a student at USF means you are investing in your future. Our students complete their four years at USF as leaders in their field of study, and employers hire our graduates because they recognize the strength of a USF education. If you are interested in attending USF and are considering how to manage costs, we encourage you to apply for financial aid, as you may be eligible for need-based assistance.

How is Need-Based Financial Aid Determined?

Eligibility to apply for financial aid requires US citizenship or permanent residency status. Undocumented students in the United States, while not eligible for federal funding, will be considered for aid through USF funding and the California Dream Act. To be considered for financial aid, all eligible students must submit the appropriate financial aid forms by our Priority Deadlines. Visit How to Apply for the steps in applying and the required forms.

Once the appropriate applications are received by USF and, if you are admitted to the university, our Office of Financial Aid will determine your financial aid eligibility based on your financial need. Financial need is the total cost of attendance at USF less the expected family contribution.

Cost of Attendance – Expected Family Contribution = Financial Need

Your need-based financial aid award will take into consideration your financial need, other resources you have received, as well as federal and state regulations and University financial aid policies to determine the appropriate financial aid package. Through a combination of federal, state, and university funding, we seek to assist you in bridging the gap between the expected family contribution and the total cost of attending USF. If you receive financial aid, your award may include grants, scholarships, loans, and college work awards. 

After financial aid or University scholarships are subtracted from your total cost of attendance, there are several options to help manage your costs at USF.

  • An interest-free payment plan, dividing out-of-pocket costs over eight months
  • Federal Direct Parent PLUS loans
  • Private education loans
  • Student employment
  • Outside scholarships from your local community or national-level awards

Merit-Based Scholarships

Merit-based scholarships are determined at the time of admission; no separate application is required. If you are awarded a merit-based scholarship, the scholarship will be included in any financial aid award.

Financial Aid Policies

View details regarding Financial Aid Policies.