Student smiling in class
Finance, BSBA


Our faculty consists of accomplished experts across the field of finance. With a focus on providing you with a practical education, they often use current events when teaching in order to prepare you to transition seamlessly into the business world.

Full-Time Faculty

Malloy Hall 227 & SFH Downtown Campus, Room 210

Ludwig B. Chincarini, CFA, PhD, is Professor of Finance in the School of Management at the University of San Francisco as well as an advisor to United States Commodity Fund Investments with over fifteen years of experience in the financial industry specializing in portfolio management, quantitative equity management, and derivatives. He also works with an angel group to help start-up companies. Prior to that he was a member of the academic council of Index IQ which was bought by NY Life in 2015...

  • PhD in Economics, Massachusetts Institute of Technology, 1995
  • BA in Economics (Summa Cum Laude), University of California at Berkeley, 1991
Malloy Hall, Room 325

Xiaoya (Sara) Ding, PhD, CFA, teaches Principles of Finance and International Financial Management at USF. Ding’s research spans international finance, corporate finance, and asset pricing. Her work has been published in numerous highly respected academic journals, including Journal of Banking and Finance, Journal of Corporate Finance, Pacific-Basin Finance Journal, Journal of Empirical Finance, etc. Ding is a recipient of best-paper awards at the Asian Finance Association Conference and China...

  • PhD, Finance, School of Business, Queen’s University, Canada
  • MA, Economics, College of Business and Economics, University of Guelph, Canada
  • MA, Finance, School of Economics, Nankai University...
Malloy Hall 312

Cathy Goldberg joined the University of San Francisco, School of Management in 2001. Cathy has a PhD in finance from the University of Colorado at Boulder, and her interests in research have been founded in emerging markets, financial integration and country risk. Her more recent work has taken an interdisciplinary approach, crossing into entrepreneurship and accounting.

  • PhD, Finance, University of Colorado At Boulder, Boulder, Colorado, 2001
  • MAT, Mathematics, Tulane University, New Orleans, LA, 1996
  • Bachelor Commerce, McGill University, Montreal, Quebec, 1986
Malloy Hall 302

Robert Mefford, Professor of Finance, brings a breadth of international experience to USF, with research emphasis on global supply chains, lean production systems, behavioral finance, and the productivity of global enterprises. Professor Mefford's business acumen is founded on senior management positions with leading health care providers including Blue Cross and Kaiser Foundation Health Plan.

In studying the productivity of off-shore operations, Professor Mefford has explored how management...

  • Ph.D., International Business, University of California, Berkeley, 1983
  • M.A., Economics, University of California, Berkeley, 1981
  • M.B.A., Management, University of California, Los Angeles, 1966
  • ...
Malloy Hall, Room 203

Frank Ohara is recognized for his dedication to teaching excellence by the School of Management as the eight-time recipient of the Outstanding Teaching Award. Establishing the USF National Honor Society Chapter of the International Financial Management Association, Ohara continues to serve as faculty advisor for the organization today. With over fifteen years' financial management and administrative experience in the computer manufacturing and financial services industries, he brings extensive...

  • Post Doctorate, Finance & Accounting, Hough Graduate School of Business, University of Florida
  • J.D., Santa Clara University, CA
  • B.S., Cornell University, Ithaca, NY
Malloy Hall, Room 318

Manuel Tarrazo has taught a variety of graduate and undergraduate courses throughout his career at USF, including: financial management, investment analysis, entrepreneurship, personal finance, investing in Bay Area firms, and entrepreneurial finance.

His research interests center on financial decision-making, especially financial management and the selection of investments. He has made contributions (including 30 journal publications and 40 academic presentations) to pedagogy, the...

  • PhD, Economics and Finance, State University of New York, Albany, NY, 1993
  • MA, Economics, State University of New York, Albany, NY, 1985
  • Licenciado, Economics (with concentration in Business and...
  • Corporate finance, financial management, investment analysis, entrepreneurial finance, and investing
Malloy Hall, Room 229

Professor Nicholas Tay’s research focuses on building theoretical models and conducting empirical studies to understand how human behaviors and market frictions interplay to affect the pricing of financial assets and the stability of financial markets. He uncovers relationships and patterns through financial econometrics and non-economic concepts, including agent-based modeling, social network analysis, cellular automata, genetic programming, fuzzy logic, chaos theory, fractal analysis, wavelet...

  • PhD, Finance, Price College of Business, University of Oklahoma, Norman, OK
  • ABD, Physics, Florida State University, Tallahassee, FL
  • MS, Physics, Florida State University, Tallahassee, FL
  • BS with...

Part-Time Faculty

SFH Downtown Campus, Room 604

Adjunct Professor John Gonzales is internationally recognized for his service work as an economist focusing on transition economies, emerging market economics, and monetary policy. With the aim of helping his students develop a more comprehensive understanding of the intricate and interdependent network of variables that affect our global economy, Gonzales teaches courses in capital market theory, corporate finance, investment and analysis, micro and macroeconomics, monetary economics, equity...

  • Ph.D., Economics, University of Wisconsin, 1983
  • M.A., Economics, University of Wisconsin, 1980
  • B.A., Economics, California State University, Fullerton, 1978

Steven Mayorga has a wealth of experience encompassing areas of banking, credit ratings, entrepreneurship, public accounting, public finance, private equity, and venture capital. He successfully founded and operated one of the largest companies in Eastern Washington, eventually selling it and making a career switch to academia. His previous experience also includes auditing private equity and venture capital firms at Ernst & Young, performing valuations at a middle-market investment bank, and...

  • University of San Francisco, BSBA in Finance, 2021
  • Accounting
  • Credit ratings
  • Financial markets
  • Valuation

Faculty Emeritus

Malloy Hall, Room 407

Professor Barry W. Doyle is a much-admired leader and educator in the undergraduate, MBA, and Executive MBA programs, having been with the School of Management since 1984. Working with universities throughout the world, Professor Doyle helps coordinate and evaluate academic programs, serving as acting Faculty Director at China Resources Holding Company and Guangzhou Enterprises, overseeing their Executive MBA Distance Learning Program as well as teaching basic and advanced corporate finance.

  • Ph.D., Finance, University of Oregon, 1985
  • M.S., Management Science, University of California, Berkeley, 1979
  • B.A., Psychology, Dartmouth College, 1970

John Veitch, Professor of Finance, and Director of the M.S. in Financial Analysis program, is an esteemed faculty member with over two decades of academic and chief administrative service to the university. Specializing in financial analysis and risk management, Dr. Veitch is the co-author of a number of articles on country risk in Mexico, Brazil, Argentina and South Africa due to contributing factors of financial integration, currency devaluation and currency contagion. Professor Veitch served...

  • C.F.A. (Chartered Financial Analyst) designation, 1999
  • Ph.D., Economics, Northwestern University, Evanston, Illinois, 1985
  • Degree: B.A., Economics and Mathematics, Trinity College, University of...