The University of San Francisco: Online Education

USF Private Loan Option List

Borrow smartly!

The information provided below is a resource and is not a guarantee of eligibility, costs, or benefits. You should always verify specific loan information with a lender before borrowing. Please call them or visit their web sites for additional, updated, or changed information.

The list below provides information on lenders, listed in alphabetical order that USF students have borrowed from in the past three-to-five years. It is not meant to be a comprehensive list of all private student loan lenders. If you are considering different private loan lenders, whether or not they appear on this list, you should collect comparative information about fees, interest rates, repayment options, and benefits in order to make an informed decision. We also recommend using a loan repayment calculator to estimate what your monthly payment may look like once you are in repayment on your loans.

Lender & Loan Program Charter One/Citizens Bank Trufit Student Loan

Phone Number

(800) 721-3969

Website

www.charterone.com/trufitstudentloan

Eligibility

Loan is available in both fixed rate and variable rate options.  Students must be enrolled at least half time and be a U.S. citizen or permanent resident, or an international student with a valid Social Security Number applying with a qualified U.S. citizen or permanent resident cosigner.

Prior Balances Applications received up to 180 days after the end of the enrollment period may be processed provided the student is currently enrolled or recently graduated.
Loan Disclosure link Please click here to view the application/solicitation Disclosures for the fixed and variable rate loans.

 

Lender & Loan Program

Union Federal Savings Bank/Union Federal Private Student Loan Program 

Phone Number (866) 513-8445
Website www.ufpsl.com
Eligibility

Enrolled at least ½ time in a degree – granting program

Applicant for either loan must be U.S. citizen or permanent resident, or an
international student with a valid Social Security Number applying with a
qualified U.S. citizen or permanent resident cosigner.

Prior Balances Student may borrow to pay off past due balances up to 3 months after last date of enrollment
Loan Disclosure link https://www.alternativeloan.com/CWA/ASD?link_id=UFPSL1

 

Lender & Loan Program

Discover Bank:
Loan options include Discover Bank/Discover Undergraduate, Graduate, Health Professions, Law and MBA Loans.  Both fixed and variable interest rate options are available.

Phone Number

(877) 728-3030

Website

http://www.discoverstudentloans.com

Eligibility

Undergraduate, Graduate, Health Professions, Law and MBA students must be enrolled at least half time and be a U.S. citizen, permanent resident or an international student with a valid Social Security Number applying with a qualified U.S. citizen or permanent resident cosigner.

Health Professions: In addition, students must be enrolled at least half time in an eligible health professions program.

Law: In addition, students must be enrolled at least half time in an eligible law program.

MBA: In addition, students must be enrolled at least half time in an MBA program.

Prior Balances

Not available for prior balances.

Loan Disclosure link Please click here to view the application/solicitation Disclosure for this loan

 

Lender & Loan Program Sallie Mae® / Smart Option Student Loan ®
Phone Number (888) 2-SALLIE
Website

https://www.salliemae.com

Eligibility Students can be enrolled less than half-time to full-time and must be a U.S. citizen or permanent resident, or an international student with a valid Social Security Number applying with a creditworthy U.S. citizen or permanent resident cosigner.

Prior Balances

Student may borrow to pay off past due balances for prior enrollment periods - up to 180 days past the last date of enrollment.
Loan Disclosure link Please click here to view the application/solicitation Disclosure for this loan

 

Lender & Loan Program SunTrust Bank/Custom Choice Loan
Phone Number (866) 232-3889
Website

www.suntrusteducation.com/customchoice

Eligibility Students must be enrolled at least half-time and be a U.S. citizen or permanent resident.

Prior Balances

Available for prior balances up to one month following the end of the academic period.

Loan Disclosure link Please click here to view the application/solicitation Disclosure for this loan

 

Lender & Loan Program

 cuStudentLoans - cuScholar Private Student Loan

Phone Number (888) 549-9050
Website

www.custudentloans.org

Eligibility Student must be enrolled at least half time, a U.S. citizen or permanent resident.
Prior Balances Available for prior balances up to 90 days following the end of the academic period.  Borrower must be currently enrolled.
Loan Disclosure link

Please click here to view the application/solicitation Disclosure for this loan

 

Lender & Loan Program

Wells Fargo Bank:
Loan options include the Collegiate Loan (variable and fixed interest rates available), the MedCAP Alternative Loan for Health Profession degrees, and the Wells Fargo Student Loan for parents

Phone Number (800) 658-3567
Website

https://www.wellsfargo.com/student

Eligibility

Collegiate Loan: Less than half-time to full-time status.

MedCAP: Undergraduate or Graduate students enrolled in a medical program, less than half-time to full-time status.

Applicant for either loan must be U.S. citizen or permanent resident, or an international student with a valid Social Security Number applying with a qualified U.S. citizen or permanent resident cosigner.

Prior Balances

Student may apply for prior balance within the past 12 months from the last Academic Year. Student does not need to be currently enrolled.

Loan Disclosure link Please click here to view the application/solicitation Disclosures for these loans