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Medical, Dental and Vision Insurance

USF’s healthcare coverage includes Medical insurance plans as well and Dental and Vision insurance. 

Read about all of USF's benefits in the 2015 USF Benefits Guide.


We offer you a choice of a Health Maintenance Organization (HMO) or a Preferred Provider Organization (PPO) for your medical coverage. The HMO coverage is through Kaiser Permanente, and the PPO coverage is through Anthem Blue Cross.

Quick comparison between an HMO plan and a PPO plan
Kaiser HMO Anthem PPO
  • All medical services, hospitalization and pharmacy at Kaiser facilities
  • Can choose practitioners inside or outside PPO network
  • Lower premiums
  • Higher premiums
  • No deductible
  • Annual deductible ($250 for individual, $750 for family)
  • Low co-pay
  • Out-of-pocket limit $1,500 for individual, $3,000 for family
  • Higher co-pay
  • Out-of-pocket (in network) limit $889 for individual
  • Cost-sharing is higher if practitioner is out-of-network


Web: www.deltadentalins.com
Phone: 800-765-6003
USF’s Dental insurance is offered through the Delta Dental Premier Plan. USF pays the full premium for the plan, so be sure to enroll yourself and your eligible dependents! Other highlights include the ability to select the dentist of your choice, both in and out of network.

The Delta Summary of Benefits provides more information, including the cost and coverage levels of specific dental services. Please also review the Preventive Care and Claim Form.


Web: www.vsp.com
Phone: 800-877-7195
USF offers vision benefits through our Vision Service Plan (VSP), which provides you with an annual eye exam for $20 and a capped allowance for frames and contact lenses every two years. See the VSP Summary of Benefits for details.

San Francisco Healthcare Security Ordinance

USF employees who are not classified as full-time workers may be eligible for a health care expenditure under the San Francisco Health Care Security Ordinance (SFHSCO).