Summer Wellness
Visit the Wellness Events Page for this Summer's Activities!
2014 Pride Parade
USFers participate in the 2014 Pride Parade
Arts and Sciences MM
Staff from Arts & Sciences Enjoy a Meaningful Mile Walk
Human Resources - Room 339, Lone Mountain Main
Human Resources - Room 339, Lone Mountain Main
2014 Family Fun Day
Family Fun Day 2014 was a huge success!
Summer Wellness 150
Get Active this Summer with GoUSF's Summer Wellness Events! Read More »
Schedule your financial and retirement planning consultation

Disability Insurance Plans

Short-Term Disability (STD) Insurance Plans

All California employees, except student employees, are required to participate in a state disability plan. USF employees are automatically enrolled in USF’s Voluntary Disability Insurance (VDI) Plan but can elect State Disability Insurance (SDI) if preferred. The differences between these plans are outlined below.

Voluntary Disability Insurance (VDI) Plan

From their date of hire, USF employees are automatically enrolled in USF’s California state-approved private Voluntary Disability Insurance (VDI) Plan, which is a partial wage-replacement insurance plan, for short-term disability. Faculty and staff contribute through a required payroll deduction.

You are eligible to receive VDI benefits after a seven-day waiting period of a qualified accident or illness or pregnancy disability. The plan pays 60% of your current earnings.

California State Disability Insurance (SDI) Plan

The Disability Insurance Branch of the California Employment Development Department (EDD) administers the state’s disability insurance plan. State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. Comparison of SDI and VDI:

State Disability Insurance (SDI) Voluntary Disability Insurance (VDI)
Administered by the State of California Administered by USF
Pre-tax payroll deduction of 1% of salary
(max $1,016.36 per year)
Post-tax payroll deduction of 1% of salary
(max $1,016.36 per year)
Pays 55% of salary up to maximum of $1,075.00 per week Pays 60% of salary up to maximum of $1,075.00 per week
Benefit rate based on earnings over past 18 months Benefit rate based on current earnings
Benefit duration up to 52 weeks Benefit duration up to 52 weeks
Benefit payment is taxed Benefit payment is not taxed

For more detailed information, see the Summary of Coverage [PDF].