Health Insurance

The University of San Francisco requires a mandatory hard waiver health insurance for the following students:

• All full-time undergraduate domestic students registered for 9 units or more (excluding the College of Professional Studies and visiting students)

• All international students on an F-1 or J-1 visa and registered for at least 1 unit (this includes undergraduate, graduate, and law students)

• Students who reside in University-operated housing (including graduate and professional students)

Hard Waiver Health Insurance
Students automatically will be enrolled in, and have their accounts billed for, the University-sponsored Student Health Insurance Plan. Students enrolled for classes in the fall semester will have insurance coverage from mid-August to mid-January. Students enrolled in the spring semester will have insurance coverage from mid-January to mid-August.

Students who are able to prove that they have coverage comparable (equal or better) to the University-sponsored plan under a United States-domiciled health insurance company may waive this requirement each academic year.  Domestic students may waive this requirement through the online waiver form.  International students must waive it in person at the Health Promotion Services office (UC 201).  

The last day to apply for a waiver is 7 days prior to the University census date for each semester.  If the waiver is approved, the student’s account will be credited accordingly. Students are expected to maintain comparable health insurance coverage at all times during their waiver period. If the online waiver is denied, students may appeal the waiver denial at the Health Promotion Services office.  Click here for frequently asked questions.

Other Students
Students who commence their enrollment in the summer session are not automatically enrolled in, and not billed for, the University-sponsored health plan. These students must purchase the coverage for the summer session or apply for a waiver in order to comply with the USF health insurance policy.

Graduate Students, College of Professional Studies Students, Regional Campus Students, and Visiting Students
Graduate, Professional, Regional, and Visiting students who reside in University-operated housing are not automatically enrolled in, and not billed for, the University-sponsored health plan. These students must purchase coverage or apply for a waiver in order to comply with the USF health insurance policy.

Graduate, Professional, Regional, and Visiting students registered for at least 6 units at the School of Law, College of Professional Studies, or a graduate program are eligible to purchase the University-sponsored health insurance plan online.

More Information 
Premiums are charged in the fall semester for coverage from mid-August 2009 to mid-January 2010 ($454), and in the spring semester for coverage from mid-January 2010 to mid-August 2010 ($614). The cost of the spring semester premium is slightly higher than fall semester because the spring coverage extends through the summer months.

Click here to waive or enroll.
Click here to view 2009-2010 Aetna benefit highlights.
Click here to view 2009-2010 Aetna/On Call International benefit highlights.
Click here for frequently asked questions.
Click here for the Aetna claim form.

Mailing Address
Health Promotion Services
University of San Francisco
2130 Fulton Street, UC 201
San Francisco CA 94117-1080
Attn: Student Health Insurance Coordinator

USF Health Promotion Services Office (UC 201)
Office hours: Monday - Friday: 10:00am - 5:00pm. These hours are subject to change.
Telephone: 415-422-5797 Email: studentinsurance@usfca.edu