Health Insurance

Effective Fall 2008, the University of San Francisco will require a mandatory hard waiver health insurance for the following students:

• All full-time undergraduate domestic students registered for 9 units or more (excluding the College of Professional Studies and visiting students)

• All international students on an F-1 or J-1 visa and registered for at least 1 unit (this includes undergraduate, graduate, and law students)

• Students who reside in University-operated housing (including graduate and professional students)

Hard Waiver Health Insurance
Students automatically will be enrolled in, and have their accounts billed for, the University-sponsored Student Health Insurance Plan. Students enrolled for classes in the fall semester will have insurance coverage from mid-August to mid-January. Students enrolled in the spring semester will have insurance coverage from mid-January to mid-August.  Students enrolled in the plan for the 08-09 academic year will receive an insurance card in the mail after September 19, 2008.

Students who are able to prove that they have coverage comparable (equal or better) to the University-sponsored plan under a United States-domiciled health insurance company may waive this requirement each academic year.  Domestic students may waive this requirement through online.  International students must waive it in person at the Health Promotion Services office (UC 200 or 201). 

The last day to apply for a waiver is the University census date for each semester.  The fall 2008 waiver deadline is September 19, 2008.  If the waiver is approved, the student’s account will be credited accordingly. Students are expected to maintain comparable health insurance coverage at all times during their waiver period. If the online waiver is denied, students may appeal the waiver denial at the Health Promotion Services office.  Click here for frequently asked questions.

Other Students
Students who commence their enrollment in the summer session are not automatically enrolled in, and not billed for, the University-sponsored health plan. These students must purchase the coverage for the summer session or apply for a waiver in order to comply with the USF health insurance policy.

Graduate Students, College of Professional Studies Students, Regional Campus Students, and Visiting Students
Graduate, Professional, Regional, and Visiting students who reside in University-operated housing are not automatically enrolled in, and not billed for, the University-sponsored health plan. These students must purchase coverage or apply for a waiver in order to comply with the USF health insurance policy.

Graduate, Professional, Regional, and Visiting students registered for at least 6 units at the School of Law, College of Professional Studies, or a graduate program are eligible to purchase the University-sponsored health insurance plan online. 

More Information
For the 2008-2009 academic year, Aetna will administer the USF-sponsored Student Health Insurance Plan. Premiums are charged in the fall semester for coverage from mid-August 2008 to mid-January 2009 ($433), and in the spring semester for coverage from mid-January 2009 to mid-August 2009 ($586). The cost of the spring semester premium is slightly higher than fall semester because the spring coverage extends through the summer months. 

Click here to view 2008-2009 Aetna benefit highlights. 
Click here to view 2008-2009 Aetna full plan details.
Click here for frequently asked questions.
Click here for the Aetna claim form.

Mailing Address
Health Promotion Services
University of San Francisco
2130 Fulton Street, UC 200
San Francisco CA 94117-1080
Attn: Student Health Insurance Coordinator

USF Health Promotion Services Office (UC 200)
Office hours: Monday - Friday: 10:00am - 5:00pm. These hours are subject to change.
Telephone: 415-422-6809 Email: studentinsurance@usfca.edu