As a condition of enrollment, the University of San Francisco requires certain groups of students to have health insurance, both to protect against unexpected high medical costs and provide access to quality care. The following groups of students are required to have health insurance:
- All undergraduate domestic students registered for 9 credit hours or more (excluding regional campuses, visiting students, and professional students in the School of Management)
- All international students and scholars registered for at least 1 credit hour (this includes undergraduate, graduate, law, and non-degree students)
- All students who reside in University-operated housing (including undergraduate, graduate, law, and non-degree students)
Hard Waiver
Students will be automatically enrolled in and billed for the University-sponsored Student Health Insurance Plan. Students who are able to prove that they have coverage comparable (equal or better) to the University-sponsored plan under a United States-domiciled health insurance company may waive this requirement each academic year. Domestic students may waive this requirement online at www.usfca.edu/hps.
International students must waive it in person at the Health Promotion Services office (UC 5th Floor) to ensure that their health insurance policy meets the minimum insurance requirement established by University of San Francisco and United States federal government regulations. If the waiver is approved, the student’s account will be credited accordingly.
Students are expected to maintain comparable health insurance coverage at all times during their waiver period. However, if a student’s health coverage is dropped, it is the student’s responsibility to contact Health Promotion Services to discuss his/her options. If the online waiver is denied, students should send an appeal letter to Health Promotion Services at hps@usfca.edu or call to discuss the appeal by phone at (415) 422-5797.
Waiver Process
The waiver is an annual one if the student waives the health insurance beginning in the Fall semester. However, students waiving beginning Spring semester must waive again in the Fall semester. Students who have waived the plan in a given year or semester, they are eligible to re-enroll in the USF-sponsored health plan for the following semester. These students must contact Health Promotion Service office to re-enroll in the USF sponsored health plan.
Undergraduate Students
Undergraduate professional students in the School of Management, Regional campuses students, and visiting students are not are not automatically enrolled in and not billed for the University-sponsored health plan. Students registered for at least 9 units in an undergraduate program can elect to purchase the University-sponsored health insurance plan online at www.usfca.edu/hps.
Graduate Students
Graduate and professional students who reside in University-operated housing are not automatically enrolled in and not billed for the University-sponsored health plan. These students must purchase the coverage or apply for a waiver in order to comply with the USF health insurance policy.
USF health insurance requirements, plan benefits, online waiver request form, waiver periods, and deadlines are published at www.usfca.edu/hps. For further information, please contact Health Promotion Services (HPS) at hps@usfca.edu or 415.422.5797.
Students registered for at least 6 units in a graduate program (including the School of Law) can elect to purchase the University-sponsored health insurance plan online at www.usfca.edu/hps.
Summer Students
Students who commence their enrollment in the summer session are not automatically enrolled in and not billed for the University-sponsored health plan. These students must purchase the coverage for the summer session or apply for a waiver in order to comply with the USF health insurance policy.
More Information
USF health insurance requirements, plan benefits, online waiver request form, waiver periods, and deadlines are published at www.usfca.edu/hps. For further information, please contact Health Promotion Services (HPS) at hps@usfca.edu or 415.422.5797.
