International Students

 Health Insurance Waiver Form 
 Health Insurance FAQs 
 Health Insurance Claim Form  
All international students on an F-1 or J-1 visa and registered for at least 1 unit (this includes undergraduate, graduate, and law students) will be automatically enrolled in and have their accounts billed for the University-sponsored Student Health Insurance Plan.

Students enrolled for classes in the fall semester will have insurance coverage from mid-August to mid-January. Students enrolled in the spring semester will have insurance coverage from mid-January to mid-August.

International students should not purchase insurance from their home countries, as it will not meet the University's requirement.
 
International Students who are able to prove that they have health coverage equal or better to the University-sponsored plan under a United States-domiciled health insurance company may waive the health insurance requirement in person at the Health Promotion Services office (UC Fifth Floor) to ensure that their health insurance policy meets the insurance requirement established by USF policies and United States federal government regulations for international students and scholars.

Health Insurance plan must meet all the following requirements:

  • Policy must be in English
  • Policy must be underwritten by a United States-domiciled (United States-based) insurance company.
  • Medical benefits of at least $100,000 per accident or illness.
  • Deductible no greater than $500 per accident or illness.
  • Medical evacuation minimum of $10,000 in coverage.
  • Repatriation minimum of $7,500 in coverage. 
  • Pre-existing conditions must be covered after a reasonable waiting period. 
  • Includes provision for co-payment that does not exceed 25%.
  • Coverage cannot exclude benefits for perils inherent to the activities of the program in which the visitor participates.

The last day to apply for a waiver is 7 days prior to the University census date for each semester.  If the waiver is approved, the student's account will be credited accordingly. Students are expected to maintain comparable health insurance coverage at all times during their waiver period. 

aetna  2010/11 Health Insurance Benefits Highlights  
 2009/10 On Call International Benefits Highlights
 Glossary of Health Insurance Terms