Health Insurance Policy

Health Insurance Requirement

As a condition of enrollment, the University of San Francisco requires regularly enrolled students to have health insurance, both to protect against unexpected high medical costs and to provide access to quality care. The following groups of students are required to have health insurance

  • All undergraduate domestic students registered for 9 credit hours or more (excluding students in Certificate programs, or Online programs)
  • All graduate domestic students registered for 6 credit hours or more (excluding students in Certificate programs, or Online programs)
  • All international students and scholars registered for at least 1 credit hour or more (this includes undergraduate, graduate, law, and non-degree students)
  • All students who reside in University-operated housing (including undergraduate, graduate, law, and non-degree students)

Click here to waive or enroll in the student health insurance plan. 

Hard Wavier

Students will be automatically enrolled in and billed for the University-sponsored Student Health Insurance Plan.  Students who are able to prove that they have coverage comparable (equal or better) to the University-sponsored plan under a United States-domiciled health insurance company may waive this requirement each academic year.  Domestic students may waive this requirement online at (www.usfca.edu/hps).

International students must waive the University sponsored student health insurance plan in person at the Health Promotion Services office (UC 5th Floor) to ensure that their health insurance policy meets the minimum insurance requirement established by University of San Francisco, and United States federal government regulations.

Students are expected to maintain comparable health insurance coverage at all times during their waiver period. However, if a student’s health coverage is dropped, it is the student’s responsibility to contact Health Promotion Services to discuss her or his options.   

If the waiver is approved, the student’s account will be credited accordingly. If the waiver is denied, students may file an online waiver appeal form with Health Promotion Services  (www.usfca.edu/hps).  Students can also call to discuss the appeal by phone at (415) 422-5797.  

If a student waives in Fall, the waiver is good for Fall and Spring semesters. However, students, who waive in the spring semester, must waive again for the following Fall semester. Students who have waived the plan in a given year or semester are eligible to re-enroll in the USF-sponsored health plan for the following semester. These students must contact Health Promotion Service office to re-enroll in the USF sponsored health plan.

Late Waiver Policy (Fall 2014)

Students who fail to submit a health insurance waiver by the September 1st deadline may file a late waiver appeal by November 1st.  Decisions will be sent by email within 5-7 business days of receiving a complete waiver appeal. If your late waiver appeal is approved a $250.00  late wavier fine will be placed on your student account and you will receive a  full refund of the semester health insurance premium. If your late waiver appeal is denied you will have an opportunity to waive the USF-sponsored insurance plan the following semester.

In order to qualify for a late waiver appeal the effective date of your coverage must be prior to September 1st, and remain in effect for the remainder of the academic year. No Late Waiver Appeals will be accepted after November 1st.   

Summer Students

Students who commence their enrollment in the summer session are not automatically enrolled in and not billed for the University-sponsored health insurance plan. These students must purchase the coverage for the summer session or apply for a waiver in order to comply with the USF health insurance policy.

Optional Practical Training (OPT) Students

International students who are completing their OPT are eligible to voluntarily purchase the student health insurance plan and remain covered for up to 1 year. Students must contact the Health Promotion Service office prior to enrolling in the health plan.

Dependents

Covered students may also enroll their lawful spouse, the person identified as a domestic partner in the "Declaration of Domestic Partnership" which is completed and signed by the Covered Student, and their children under the age of 26 years.

Leave of Absence

All students on an official medical or academic leave of absence are eligible to voluntarily purchase the student health insurance plan and remain covered for up to 1 year. Students must contact the Health Promotion Services office prior to enrolling in the health plan.

More Information

For the 2013-2014 academic year, USF health insurance requirements plan benefits, plan rates, online waiver request form, waiver periods, and deadlines will be published at www.usfca.edu/hps.  For further information, please contact Health Promotion Services (HPS) at hps@usfca.edu or (415) 422-5797.