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A USF grad

Financing Your Graduate Education

There is no doubt that furthering your education can be costly. Beyond the vast intangible benefits of gaining more knowledge and expertise, studies have shown that individuals with a master's or doctoral degree have greater success in the job market and consistently earn more than those without an advanced degree. Education is an investment in your future.

Many financing alternatives are available to graduate students. We encourage you to explore your loan options through our Financial Aid Office and to investigate other opportunities for funding - such as fellowships, assistantships, grants, scholarships, and employer assistance. Contact your program for scholarship or assistantship offerings.

Here is a brief review of the terminology:

  • Fellowships are research project positions used to cover educational expenses.
  • Assistantships are campus-affiliated work assignments that provide a stipend.
  • Grants may be awarded to cover educational expenses. Grants do not require payback.
  • Scholarships are awarded by universities generally on the basis of academic merit.
  • Scholarships are awarded by other sources for various achievements or characteristics.
  • Employer Assistance may be available. Check with your human resources department.
  • Loans are available from the government and other private resources. Loans require payback.

In addition to visiting the One Stop (Financial Aid) Office at USF, we've compiled additional lists of opportunities:

Internet Resources for Financial Aid
Library Resources for Financial Aid
Financial Support for Underrepresented Groups
Financial Support for International Students

Please be aware that these opportunities are available from sources outside of USF and are not affiliated with the University of San Francisco.