Presidio10K Race and Reception
The Presidio 10 Race and Reception was Sunday, April 13
Splash Swim 3-20-13
Human Resources staff at the Splash Fun Wellness lunchtime activity
Meaningful Mile Walk
Sunny Kaido and Patrick Sudlow, Wellness Committee members, lead the Meaningful Mile
Human Resources - Room 339, Lone Mountain Main
Human Resources - Room 339, Lone Mountain Main
Presidio 10 2014
USF Faculty and Staff at 2014's Presidio 10 Race

Voluntary 403(b) Retirement Plan

With many of us living longer, healthier lives, it’s up to you to make sure you’ll have a nest egg for a comfortable retirement. The voluntary 403(b) retirement plan helps you save now for future living expenses, while also saving on taxes today.

Here’s how it works:


  • You will be automatically enrolled in the 403(b) plan with TIAA-CREF at 3% of your salary, unless an opt out form is submitted within 30 days of hire.
  • Contributions are deducted from your paycheck on a pre-tax basis and you choose how to invest the contributions. The default investment option is Money Market.
  • You can increase or decrease the amount of your contribution or end auto enrollment at any time.
  • Your contributions are vested immediately.

Enrollment by Salary Reduction Agreement

If you are an eligible employee and you were not automatically enrolled in the Plan or opt to contribute a different amount you can do so at any time.

  • First, complete a Salary Reduction Agreement to elect a whole percentage or flat dollar amount you want to contribute per pay period as a pre-tax contribution or an after-tax Roth contribution and select an investment company (TIAA-CREF or Fidelity).
  • Next, complete an investment company application form, if were not previously enrolled in the Plan, and choose your investments. Return both forms to the Human Resources-Benefits Office.
  • You are eligible to contribute any amount up to the IRS limits of $17,500 up to age 50 and $23,000 for age 50 plus.
  • Your contributions are vested immediately.

Roth 403(b)

Roth 403(b) can offer an additional way to save for retirement and generate tax-free retirement income with TIAA-CREF and/or Fidelity Investments. Unlike a traditional, pretax 403(b), the Roth 403(b) allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire.

Take the time to establish and monitor your financial goals at least annually by scheduling an appointment with a representative from the retirement plan provider. Here’s how:

One-to-one   Meet with a TIAA-CREF financial consultant on campus
Set up an appointment by visiting
Phone Call (800) 842-2252 Monday through Friday from 5:00 am to 7:00 pm
Saturday from 6:00 am to 3:00 pm (Pacific Time).
Online Go to
Fidelity Investments
One-to-one   Meet with a Fidelity Investments financial consultant on campus
Set up an appointment by visiting
Phone Call Fidelity Investments at (800) 343-0860
Monday through Friday from 5:00 am to 9:00 pm
Online Go to Fidelity's online booking page.