Before making your elections during Open Enrollment, think about the coverage you currently have, how you and your dependent family members use your benefits and if your needs are changing in the coming year. You may want to think about:
- Other coverage options in addition to the USF offerings for you and your dependent family members
- Any changes to your family status, including adding or removing dependents from your coverage
- Your health and unique healthcare needs – for example, upcoming surgery, prescription drug needs or dental work, in which case you may benefit from you having a flexible spending account
- How you could save money – for example by choosing generic drugs when possible, using preferred laboratories, enrolling dependents in only the necessary coverage (for instance, a newborn may not need vision coverage)
- If you or anyone in your family needs glasses or contact lenses, you might consider enrolling in the Vision Services Plan.
Resources you can use
The following resources may be useful when reviewing your existing coverage.
- Your electronic paystub – check which benefits you currently have, and how much you are contributing
- Summaries of USF benefits – located on the USF benefits website under each benefit type, which provide an overview of what each USF plan covers
- Specific details of your plans – contact the relevant benefits carrier for specific details about your particular plan
To refresh your knowledge of the benefits USF offers, along with any changes for 2014, please read the 2014 Benefits Guide which will be mailed to homes of all benefits-eligible faculty and staff, and will be available on this site, before Open Enrollment begins.