USF offers Basic Life insurance in the amount of one times your annual salary rounded to the nearest $1,000, with the maximum benefit capped at $500,000. The AD&D benefit has the same coverage level.
USF pays the full premium for both Basic Life and AD&D insurance, so be sure to complete your beneficiary form [PDF].
You can also take out Optional Term Life insurance and Optional Personal Accident insurance, to supplement the Basic Life and AD&D insurance that USF provides. Optional Term Life insurance is offered in increments of one, two and three times your salary, up to a maximum of $500,000.
Optional Personal Accidental Insurance is offered in increments of $25,000, up to $250,000.
Details about cost and coverage levels can be found in the CIGNA Life Insurance booklet, which also includes worksheets to help you calculate what works best for you.
More information can be found in the following links, including enrollment forms for Optional Life coverage:
CIGNA Insurance Application [PDF]
Life Insurance Plan Summary [PDF]
Evidence of Insurability [PDF]